Insurance Coverage
Securing Coverage. Strengthening Your Position.
Insurance coverage issues often arise at critical moments — when financial exposure is high, timelines are tight, and business continuity is on the line. The right legal strategy can mean the difference between a denied claim and a meaningful recovery.
Insurance coverage is highly technical and specialized — in short, nerdy. Commercial insurance claims frequently involve millions of dollars, multiple policies, a slew of interested parties, and nuanced coverage arguments. Carrington Coleman’s insurance recovery team is there to help cut through dense insurance policies and translate them into clear, actionable guidance so clients can make informed decisions with confidence.
We work with clients before, during, and after claims arise. Before claims, clients call on us to evaluate individual policies or entire insurance programs to ensure that they’re covered before a claim occurs. During, clients engage us to help with large loss claim preparation and negotiate with insurers taking unreasonable coverage positions, to get coverage disputes settled as early (and as favorably) as possible. After, clients trust us to oversee high-stakes insurance litigation involving the most complex of coverage issues and every major insurer in the market.
With experience spanning coverage strategy, negotiation, and litigation, Carrington Coleman’s insurance recovery team is there to guide clients through every stage of a claim. Whether resolving disputes efficiently or pursuing contested claims, we remain steady, responsive, and focused on what is best for your business.
Areas of Focus
- Insurance coverage of every type: liability, property damage, business interruption, cyber, directors and officers, and errors and omissions
- Insurance for every industry: technology, manufacturing, hospitality, retail, transportation, nonprofit, and more
- Policy analysis, coverage opinions, and insurance program optimization
- Pre-claim counseling, claim development, and insurer communications
- Coverage litigation and alternative dispute resolution
- Additional-insured, indemnity, and risk-transfer disputes
REPRESENTATIVE MATTERS
- Engaged by a national alarm monitoring company as insurance coverage counsel in negotiations to settle a class action MDL seeking $40 billion in damages for violations of the Telephone Consumer Protection Act; represented the client in resulting coverage litigation against cyber and commercial general liability insurers in Texas and West Virginia; ultimately negotiated separate settlements with each insurer
- Represented a travel technology company in coverage litigation against its commercial general liability and errors and omissions insurers to recover $90 million in policy limits for the defense and settlement of an antitrust lawsuit; settled after a favorable ruling on motion for summary judgment
- Completed a comprehensive cyber policy analysis for an airline client, including a comparison of more than 30 risk scenarios against cyber policy language and recommendations to resolve gaps in policy language
- Engaged by a global telecommunications technology company to challenge denials from cyber, commercial general liability, and directors and officers insurers for defense costs related to a series of high-stakes patent infringement and unfair competition lawsuits; secured insurer payment of millions in defense costs without coverage litigation
- Represented a publicly traded heating, cooling, and refrigeration manufacturer in coverage litigation against excess insurers related to a $100 million insurance program providing coverage for a nationwide asbestos docket; ultimately negotiated a favorable cost-sharing agreement with insurers
- Obtained summary judgment in federal court, later affirmed on appeal to the Fifth Circuit, concerning application of a property insurance policy exclusion
- Represented an aerospace manufacturer in coverage litigation against its commercial property insurers for $30 million in business interruption losses resulting from hurricane-related flooding
Ready When You Are
