Your goal is to make sure your insurance carriers fulfill their obligations. Carrington Coleman’s job is to ensure that happens. It can be overwhelming to sift through insurance policies, figure out which policies or carriers may respond to your claim, and properly advocate for coverage. Let us help. We know insurance, we know business, and we’re here to maximize your recovery.
Honestly, insurance coverage is geeky stuff. Commercial insurance claims often involve millions of dollars, multiple policies, a slew of interested parties, and nuanced, complex coverage arguments. Insurance policies are dense; sometimes it may even feel like they’re written in another language. As a business executive or in-house counsel, your responsibilities are extensive, so let us take insurance off your plate.
We’ve got you covered with comprehensive insurance coverage services.
Carrington Coleman’s insurance recovery team works to understand your business objectives with the goal of creating a comprehensive coverage strategy that starts with honest risk assessment and clear communication. Our job is to distill complicated coverage arguments into plain English, so you have the necessary information to make educated business decisions and meet your risk transfer objectives.
We have experience in a broad range of commercial insurance policies and coverages.
Our coverage team has represented clients in a variety of industries involving insurance issues under the following types of coverage:
- Builders Risk
- Commercial Auto
- Commercial General Liability (CGL)
- Commercial Property
- Directors and Officers (D&O)
- Errors and Omissions (E&O)
- Excess and Umbrella
- Employment Practices Liability (EPL)
- Fiduciary Liability
- Inland Marine
- Professional Liability
If you could combine chess with Tetris. . .
Insurers are some of the most experienced litigators in the world. Carriers participate in litigation all day, every day either as a purchaser of legal services or a participant in litigation. Coverage cases are often complicated, outcome-driven affairs that require your lawyers to think several moves ahead to structure a meaningful solution that benefits your business. Experience drives strategy, which is why it’s so important to have Carrington Coleman’s coverage team at your back. We know which pieces to move, which levers to pull, and we carry the credibility necessary for insurers to sit up and pay attention. We look for early, pragmatic solutions to any dispute, but we’ve also got the depth to go toe-to-toe with any carrier refusing its obligations.
Policy analysis and counsel. Clients often call on us to evaluate individual policies or entire insurance programs to ensure that they’re covered for the risks that keep them up at night. Sometimes your risk profile changes – you introduce a new product, go through a merger, or maybe downsize. It’s always best to understand if your insurance is meeting your needs before a claim happens.
Claims track and pre-litigation advice. We provide strategic adviceon coverage issues on the front end before a coverage suit is filed. Our clients engage us to help with large loss claim preparation, handle information sharing with insurers defending litigation, devise underlying case strategies to maximize coverage, and negotiate with insurers taking unreasonable coverage positions. We leverage our credibility and know-how to get coverage disputes settled as early (and as favorably) as possible.
Coverage litigation. Carrington Coleman’s insurance recovery regularly handles six to nine figure insurance claims, involving the most complex of coverage issues and every major insurer on the market. At the outset of each case, our question is the same: what coverage strategy will support our client’s objectives? We work from that foundation to devise the right approach for your business.