Insurance is a necessary component of every business or personal financial plan, but can be the source of headaches when things go wrong. Questions about insurance coverage often arise in the most stressful of circumstances—a fire in your warehouse causing property damage and interrupting your business, an industrial accident injuring employees and third parties, or allegations that defective work or products have caused personal injuries. Carrington Coleman’s insurance lawyers have the knowledge and experience to help policyholders and additional insureds handle such crises and facilitate prompt, appropriate responses to insurance claims. Proper documentation and presentation of claims will often result in effective claims handling and avoid later disputes. But when the insurer’s duty to defend or other coverage issues cannot be resolved by negotiation, Carrington Coleman has the tools and persistence required to pursue recovery through state or federal courts. We often serve as coverage counsel, helping trial lawyers for plaintiffs or defendants assess the scope of a liability insurer’s duties of defense, indemnification, and settlement in particular situations. And we regularly advise businesses negotiating contracts with complex indemnity and insurance requirements.
Carrington Coleman’s insurance coverage lawyers are experienced in assessing the scope of coverage and potential exclusions in the full range of business policies, including:
We also advise individuals on life, auto, homeowner’s, and other personal policies.